911272
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA
COUNTY OF ELBERT
Because of a default under the terms of the Security Deed executed by Russell Gibson to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Swift Home Loans, Inc., its successors and assigns dated August 10, 2024, and recorded in Deed Book 762, Page 98, Elbert County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Planet Home Lending, LLC, securing a Note in the original principal amount of $278,254.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 7, 2026, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:
All that tract or parcel of land, with improvements thereon, lying and being in the City of Elberton, 189th G.M. District, Elbert County, Georgia, containing 1.385 acres, more or less, and being more particularly described as Tract 1, containing 1.279 acres, more or less, and Tract 4, containing 0.106 of an acre, more or less, as more particularly described on a plat of survey prepared by Charles A. Cecchini, RLS, dated May 16, 1997, and recorded in Plat Book 19, Page 284, Elbert Superior Court records to which reference is made for a true and accurate description of the metes and bounds of the property herein described.
Said property is known as 522 Woodland Road, Elberton, GA 30635, together with all fixtures and personal property attached to and constituting a part of said property, if any.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.
The property is or may be in the possession of Russell Gibson, successor in interest or tenant(s).
Planet Home Lending, LLC
as Attorney-in-Fact for
Russell Gibson
File no. 26-084271
LOGS LEGAL GROUP LLP*
Attorneys and Counselors at Law
1050 Crown Pointe Parkway,
Suite 500
Atlanta, GA 30338
770-220-2535
https://www.logs.com/
*The law firm is acting as a debt collector. Any information obtained will be used for that purpose.
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