NOTICE OF SALE UNDER POWER
Under and by virtue of the Power of Sale contained in a Security Deed from John M. Bradford and Renee F. Bradford to Compass Bank, dated September 22, 2004, and recorded on October 22, 2004, in Book 378, Page 503, of the County, Georgia Records; as last assigned to BBVA USA f/k/a Compass Bank (Secured Creditor); conveying the after-described property to secure a Note in the original principal amount of $75,000.00 with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Elbert County, Georgia, within the legal hours of sale on the first Tuesday in December, 2019, the following described property:
All that tract or parcel of land being in the 193rd G.M. District of Elbert County, Georgia, containing 1.20 acres, more or less, and more particularly described by a plat of survey prepared by Stephen E. Smitherman, Georgia Registered Surveyor No. 3049, dated August 3, 2017, and recorded in Plat Book 31, Page 404, Elbert County, Georgia Records, which plat by reference is incorporated herein and made a part of this description.
The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BBVA USA f/k/a Compass Bank, P.O. Box 10566, Birmingham, AL 35296, 1-888-673-1469. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.
To the best of the undersigned's knowledge and belief, said property is also known as 1349 Lexington Hwy., Elberton, GA 30635, and the party in possession of the property is/are John M. Bradford and Renee F. Bradford or a tenant or tenants of said property.
BBVA USA f/k/a Compass Bank
As Attorney-in-Fact for
John M. Bradford and
Renee F. Bradford
SOLOMON | BAGGETT, LLC
3763 Rogers Bridge Road
Duluth, GA 30097
The law firm is acting as a debt
collector attempting to collect a debt. Any information obtained will be used for that purpose.